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Tax + compliance

1099-NEC ready out of the box.

Cobalz collects W-9 / W-8BEN / W-8BEN-E uploads from affiliates, encrypts TINs in Supabase Vault, blocks payouts on missing forms, and exports a Track1099-compatible CSV at year-end with the OBBBA $2,000 threshold from tax year 2026.

What ships

End-to-end tax form lifecycle.

  • Yes Affiliate self-service upload at /a/[slug]/tax
  • Yes W-9 (US), W-8BEN (foreign individual), W-8BEN-E (foreign entity)
  • Yes PDF / PNG / JPEG accepted, 10 MB max
  • Yes Per-affiliate path-prefix RLS in Supabase Storage — affiliates only see their own folder
  • Yes TIN stored in Supabase Vault, never in the app DB, read only at 1099 export time
  • Yes Address captured at submission for the 1099 form
  • Yes Merchant approval / rejection workflow with reason
  • Yes Block-payout-if-missing toggle in merchant settings (default on)
  • Yes Annual eligibility CSV: tax year picker, missing-fields panel, streaming download
  • Yes Threshold table: 2024/2025 = $600 (pre-OBBBA), 2026+ = $2,000 (OBBBA Public Law 119-21)
  • Yes Track1099-compatible CSV format — drop straight into your filing tool
  • Yes Audit-logged export, never logs the TIN itself

Year-end stops being a fire drill.

Tax form collection + 1099-NEC export included on every paid plan.